Entries by Jordi Browne

WHY CHOOSE A MORTGAGE BROKER?

WHY CHOOSE A MORTGAGE BROKER? It’s almost instinctual to think of your bank when buying a home or making changes to your mortgage. Ask yourself this, would you go to one dealership to buy a car or would you shop around for the best price? A mortgage broker does exactly that, we take your information […]

Opportunity Arises to go from Renter to Homeowner – Chilliwack BC

  As a Chilliwack mortgage broker, we tend to experience similar seasonal changes as our local real estate partners do, with some exceptions. Purchase season will often slow down around Christmas, picking back up in February and continue snowballing until it reaches it’s peak in the early summer weeks; however, this year appears to be […]

Canadians Reach Highest Debt Service Levels to Date

Chilliwack, BC – Alarming statistics were released stating that Canadians are paying the highest percentage of their income, towards debt. Although the headline may seem alarming our Chilliwack mortgage brokers are advising that it’s in fact not as frightening as it sounds. Yes, Canadians will have less disposable income left to spend on life outside […]

Elections & Changes For Canadian Home Buyers

With elections six months away, Canadian homebuyers are hopeful for a solution to address the housing affordability issue and so are we. It’s undeniable that certain rule changes have made housing unaffordable for several homebuyers across Canada, but these changes not only affect those trying to buy, they also affect Canadians who have been homeowners […]

Government Introduces a Real Blunder of a Program for Home Buyers’

Here are my thoughts regarding the government’s offer of an interest-free loan in exchange for a percentage of ownership in your home. On January 17, 2017 the BC liberals introduced something similar called the BC Home Partnership Program. The program offered to match home buyers’ down-payment costs with an interest-free loan for the first five […]

BC Budget Speculation, Changes for Home Buyers

The BC budget is set to be released in just a few days and as always, there are speculators weighing in on the changes we’re expected to see and where exactly we expect funds to be allocated. Housing affordability is a topical subject of course, as we’ve seen the rise and fall of transactions over […]

The Truth Behind Best Interest Rates

When it comes to getting a mortgage for a home purchase, refinancing to consolidate debt or simply renewing your mortgage, most of us are interested in securing the best interest rate. You’ll often see websites such as rate hub, offer rates that beat just about anything you’ve been quoted by your bank or mortgage broker, […]